Taking care of your present experiences and future asset creation. As millennials, you are infamous for your experiential spending and are often stereotyped as entitled and unprepared for the real world. In reality, you are the most educated lot with at least a bachelor's degree. You have good paying jobs, are focussed and very ambitious about building your wealth fast, retiring early or doing something where your heart truly lies. However, the high cost of education, housing, and health and just living in general along with easily available credit has put the finances of many millennials in a jeopardy. In spite of this, you want to experience everything that you can such as travel, concerts, etc. And, this is not all that you need, you also strive for financial security and comfort by building assets eventually.